Coaching, therapy and meditation are all completely different by definition. A therapist or psychologist deals with emotions related to past problems in order to help people move forward, while a life coach mentors people first in order to become the person that they need to be to reach their goals, than helps build an action plan and guides every step of the way until the goals are reached. A good life coach has a high EQ, not only IQ, and offers emotional support, motivation and inspiration to properly fuel one’s journey.
A life coach is completely different from a therapist or psychologist, therefore you need to decide first if you need help to forgive and move on from your past problems, or you need to find your passion and work with a life coach to help develop, plan and take action to reach your goals and live a more fulfilled life.
Life coaching is not covered by medical insurance because it is an investment in your future, in your personal development and education, same like school, but it is meant to help you accomplish more in life.
Therapy is covered by medical insurance because it deals with psychological conditions caused by past problems, and in most cases medication is required.